KRISHI360 · Interoperable with national and state agriculture digital infrastructure · Built for institutional deployment at scale
Krishi360 — Credit Simplified. Agriculture Amplified.
Farm Economics

Every Season Becomes a Structured Financial Story.

The ledger records the farm's operational and economic lifecycle — inputs, expenses, labour, irrigation, credit utilisation, yield, revenue and season P&L — at plot, farmer, village and portfolio level.

app.krishi360.in/portfolio
KCC PortfolioLive
Active accounts2,84,410+4.6%
Utilisation verified96.2%+1.9%
Early-warning flags318−22%
Application #KC-88231Land & crop verified · rules passedApprove?
Renewal batch — Branch 12Season evidence attachedReady
Account 003-441Utilisation deviation detectedReview
Sanction remains with the bank
Stress surfaced 6 weeks before default

Cost of cultivation, captured as it happens

Input purchases, labour, irrigation and services logged through the season — not reconstructed at its end.

Yield and output records

Harvest and yield evidence tied to the plot and season.

Revenue and market linkage

Sales, market transactions and post-harvest value connected back to the crop that produced them.

Plot-level P&L

For the first time, a farm can show a season statement: what it invested, what it produced, what it earned.

Productivity benchmarking

Plot against village, village against district, season against season.

Financial-discipline indicators

Credit utilisation and repayment behaviour in agricultural context — indicators, never decisions.

Who Uses the Ledger

Banks use the ledger for utilisation and renewal context. Government reads production economics and designs programmes on it. Insurers see loss context. And the farmer sees their own record — always.

Agriculture becomes bankable when its economics become visible.